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tato jalasayat sarva
panibhyam yonim acchadya
Then, shivering from the painful cold, all the young girls rose up out of the water, covering their pubic area with their hands.
The gopis had assured Krsna that they were His eternal servants and would do whatever He said, and thus they were now defeated by their own words. If they delayed any longer, they thought, some other man might come along, and this would be unbearable for them. The gopis loved Krsna so much that even in that awkward situation their attachment to Him was increasing more and more, and they were very eager to stay in His company. Thus they did not even consider drowning themselves in the river because of the embarrassing situation.
They concluded that they could do nothing but go forward to their beloved Krsna, putting aside their embarrassment. Thus the gopis assured each other that there was no alternative and rose up out of the water to meet Him.